The sub-Rs 20,000 price bracket sees a lot of activity in India. With major releases every month, the average buyer may find it challenging to land on a smartphone of their choice. The smartphones in this segment rock bright AMOLED displays and decent primary shooters. Here are the top 10 smartphones priced under Rs 20,000 in July 2025.
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In This Article
CMF Phone 2 Pro
Nothing’s affordable subsidiary brand has no misses in its catalogue. Its second iteration in its smartphone series stands ahead of its peers in almost every metric. The CMF Phone 2 Pro rocks the MediaTek Dimensity 7300 Pro chipset and runs the Nothing OS 3 out of the box. Known for its modularity, this smartphone is compatible with accessories like a magnetic wallet, kickstand, lanyard, and fisheye macro lens. CMF has also borrowed the ‘Essential Key’ from Nothing smartphones, further adding value to the Phone 2 Pro. Its 6.77-inch AMOLED panel has a 120Hz refresh rate and can reach a peak brightness of 3,000 nits. The triple rear camera array comprises a 50MP primary shooter, a 50MP telephoto lens with 2x optical zoom, and an 8MP ultrawide lens. For more details, read our CMF Phone 2 Pro review.
Pros
- Bright display
- Attachable accessories
- Telephoto lens
Cons
- Lacks a secondary speaker
Tecno Pova Curve
Tecno Pova Curve is one of the finest smartphones you can buy under Rs 20,000. It rocks a 6.78-inch AMOLED display with a 144Hz refresh rate and a peak brightness of 1,300 nits. Under the hood of the smartphone lies the MediaTek Dimensity 7300 Ultimate chipset. The rear camera array comprises a 64MP primary shooter and a 2MP depth sensor. The 13MP selfie camera is placed in a punch-hole cutout and can record 4K videos. The 5,500mAh battery pack supports 45W wired charging. Read our Tecno Pova Curve review to learn more about the smartphone.
Pros
- Great design
- AI features
- Powerful processor
Cons
- Promised only 1 major OS upgrade
Samsung Galaxy M36
The newly launched Samsung Galaxy M36 is one of the best smartphones you can buy under Rs 20,000 in July 2025. Its 6.7-inch Super AMOLED display has a 120Hz refresh rate and a 1,080 x 2,340p resolution. With a microSD card slot onboard, the storage capacity of the Galaxy M36 can be expanded up to 2TB. Powering the device is Samsung’s in-house Exynos 1,380 SoC. OS duties are handled by the Android 15-based One UI 7. Samsung has promised 6 major OS updates for this smartphone. This is far better software support than any other device in this segment. The triple rear camera array of the M36 comprises a 50MP primary shooter, an 8MP ultrawide lens, and a 2MP macro sensor. The 5,000mAh battery pack supports 25W charging.
Pros
- Smooth display
- Storage expandable up to 2TB
- 6 major OS updates
Cons
- Waterdrop notch for the selfie camera
Realme P3
Realme P3 is one of the rare smartphones in the sub-Rs 20,000 price bracket that are rated IP69 for protection against dust and water. This smartphone is immersible up to 2.5m for 30 minutes. It can also survive high-pressure water jets. The 6.67-inch AMOLED display has a 120Hz refresh rate and can hit a peak brightness of 2,000 nits. At the heart of the device lies the Snapdragon 6 Gen 4 SoC. The rear camera panel houses a 50MP primary shooter and a 2MP depth sensor. The massive 6,000mAh battery pack supports 45W wired charging.
Pros
- IP69 rated
- Expandable storage
- Big battery
Cons
- Bloatware apps
Infinix Note 50s
The Infinix Note 50s is one of the sleekest smartphones you can buy under Rs 20,000. It has a curved form factor and a thickness of just 7.6mm. The 6.78-inch AMOLED display has a 144Hz refresh rate and can reach a peak brightness of 1,300 nits. Powering the smartphone is the MediaTek Dimensity 7300 Ultimate SoC. OS duties are handled by the Android 15-based XOS 15. The rear camera panel comprises a 64MP primary shooter and a 2MP depth sensor. The 5,500mAh battery pack supports 45W wired charging. For more details about its everyday performance, read our review of the Infinix Note 50s.
Pros
- Sleek
- Good processor
- AI features
Cons
- Contains bloatware
Oppo K13
If a good battery life is your biggest priority, we highly recommend the Oppo K13. Its massive 7,000mAh Si/C battery pack can last more than a day on a full charge. It supports 80W fast charging. The smartphone is powered by the Snapdragon 6 Gen 4 SoC. Its 6.67-inch AMOLED display has a 120Hz refresh rate and can reach a peak brightness of 1,200 nits. The rear camera panel houses a 50MP primary shooter and a 2MP depth sensor. The 16MP selfie camera is housed in a punch hole cutout on the display. Check out our review of the Oppo K13.
Pros
- Big battery
- Fast charging
- Smooth display
Cons
- Mediocre cameras
Redmi Note 14
The Redmi Note 14 is one of the best smartphones you can buy under Rs 50,000 in July 2025. Its 6.67-inch AMOLED display has a 120Hz refresh rate and 2,100 nits of peak brightness. Powering the smartphone is the MediaTek Dimensity 7025 Ultra chipset. It runs the Android 14-based HyperOS out of the box. The triple rear camera array comprises a 50MP primary shooter, an 8MP ultrawide lens, and a 2MP macro sensor. The 5,110mAh battery pack under its hood supports 45W charging.
Pros
- Bright display
- Good cameras
- Long battery life
Cons
- Does not run Android 15 out of the box
OnePlus Nord CE4 Lite
The CE4 Lite is OnePlus’s most affordable smartphone in India. Its 6.67-inch AMOLED display has a 120Hz refresh rate and 2,100 nits of peak brightness. It is powered by the Snapdragon 695 5G SoC and runs the Android 14-based OxygenOS 14 out of the box. The dual camera array at the back comprises a 50MP primary shooter and a 2MP depth sensor. The 5,110mAh battery pack supports 80W wired charging. Read our OnePlus Nord CE4 Lite review to learn more about its everyday performance.
Pros
- Nice design
- Smooth display
- 80W fast charging
Cons
- Mediocre processor
Poco X7
Like the Realme P3, the Poco X7 also rocks an IP69 for dust and water resistance. It is immersible up to 1.5m for 30 minutes. The 6.67-inch AMOLED display has a 120Hz refresh rate and can reach a peak brightness of 3,000 nits. Powering the smartphone is the MediaTek Dimensity 7300 chipset. Handling the OS duties is the Android 14-based HyperOS. The rear camera panel houses a 50MP primary shooter, an 8MP ultrawide lens, and a 2MP macro sensor. The 5,500mAh battery pack supports 45W wired charging. Read our Poco X7 review for more details.
Pros
- IP69 rating
- Good processor
- Fast charging
Cons
- Runs Android 14 out of the box
Lava Agni 3
The Lava Agni 3 came out in 2024, but it remains one of the best smartphones under Rs 20,000 in July 2025. The unique thing about this smartphone is that it has a mini 1.74-inch AMOLED display on the glass back panel. This display supports widgets for the camera, music, step counter, voice recorder, stopwatch, alarm, and timer. Powering the smartphone is the MediaTek Dimensity 7300X SoC. It runs Android 14 out of the box. The rear camera panel houses a 50MP primary shooter, an 8MP ultrawide lens, and an 8MP telephoto lens with 3x optical zoom. Read our review of Lava Agni 3 to learn more about its photography performance.
Pros
- Back display
- Telephoto lens
- Action button
Cons
- Does not run Android 15 out of the box
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Final Thoughts
These are the top 10 smartphones you can buy under Rs 20,000 in July 2025. If you’re willing to spend a little extra, check out the best smartphones under Rs 30,000. If you have any questions, let us know in the comments!
