Amazon Pay has added UPI Biometric Authentication, which allows customers to authenticate payments using their fingerprints or face recognition, eliminating the need for a human UPI PIN on some transactions. This functionality enables seamless integration across many payment functions, including Send Money, Scan & Pay, and Merchant Payment. It also lowers the possibility of unauthorised tracking.
Amazon Pay will now support UPI payments and money transfers in India with biometric identification, dropping the requirement for users to provide their UPI PIN. This innovation, which uses fingerprint and face recognition, is intended to increase security by prohibiting unauthorised transactions if a user’s UPI PIN is compromised. Users may now authenticate UPI payments whether sending money to others, making purchases in shops, checking account balances, or purchasing things on Amazon’s e-commerce site.
At this point, Amazon Pay has only introduced this capability for Android smartphones, with no word on whether it will be available for iOS users.
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The new biometrics functionality for Amazon Pay is currently active and can be accessed via the app by going to Amazon Pay > Account > Manage Biometric On UPI > Enable. It should be noted that biometric authentication is limited to transactions of Rs 5,000; for transactions over this amount, users have to enter their UPI PIN.
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According to the firm, this launch positions Amazon Pay as one of the first payment service providers in India to implement this technology, which seeks to improve customer security. However, similar biometric verification features already exist in Samsung Wallet and Navi UPI, which obviate the need to enter a security PIN.
Because biometrics are safely stored on the device, this means of authentication is less risky than entering a PIN.
