As the world is becoming more and more tech-savvy, we are moving from cash to credits. Gen-Z finds online payments and cards far more convenient than cash payments. One of the main benefits that come with online payments is cashback. So, these are the Top 4 credit card bill payment apps that give the best cash backs in India.
Cred
Cred is a PCI DSS v3.2.1 certified company, which implies that they have implemented the appropriate industry-standard security procedures mandated by PCI. You must have a solid credit score in order to register on Cred. Cred is considered one of the best credit card payment apps because it offers you cashback with each transaction.
The cashback is in the form of cred coins and can also include mystery cashbacks. Cred allows you to connect your Gmail account to automatically download credit card statements, but if you’re concerned about your privacy, you should avoid using the service. There’s also a one-of-a-kind referral programme that pays you up to 750 dollars for referring friends. Make your account here.
Paytm
Paytm offers you a dynamic platform where you can not only pay your credit card bills but a lot of other bills as well. Although the cashback is not really huge. You can acquire various scratch cards after some bill payments. However, there is no discreet cashback system. 1 lakh cashback points equal to 1,000 Rupees and every card transaction will earn you a minimum of 1,000 points (as claimed). You can pay via wallet, UPI or card. Use Paytm here.
Phone pe
Another one of the top 4 credit card bill payment apps that give the best cash backs in India is Phonepe has included a section for paying credit card bills. As a reward, Phonepe offers scratch cards. Once you pay the bill, the feature will be enabled. When compared to other UPI apps, it is the best app for UPI payments. PhonePe allows you to pay your credit card bill with UPI or a debit card. As said, it rewards you with a scratch card that contains a mystery cashback or other offers. Make your Phone Pe account here. 
Amazon
Amazon is considered one of the best shopping apps. But now it has also become a leading player in the banking race. From UPIs to wallet payments, you can now pay your credit card bill through Amazon. Unlike cred, Amazon occasionally offers cashback and rewards. When it comes to paying your credit card bills, we believe this is another viable option. You can take advantage of special offers from time to time. Amazon does have a downside, which is that you cannot use your Amazon Pay balance to pay your credit card bill. Explore Amazon Pay here.
Thus, to make your lives easier and enjoyable, these were our top picks for your credit card bill payment apps that will fetch you some extra money when paying them online.
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