Apple no longer accepts card payments for Apple ID subscriptions and app purchases in India. Now onwards users will not be able to use their credit or debit cards to make app purchases from App Store. This is also applicable when you subscribe to Apple services like iCloud+ or Apple Music or purchase any media material from Apple.
As per Apple’s latest changes to its payments the Apple users in India will only be able to make payments either through net banking or UPI. After the change, users across the nation express their dissatisfaction with the absence of credit and debit cards from Apple’s list of payment methods for transactions.
According to the company, the new changes to payments is to the Reserve Bank of India’s (RBI) new auto-debit rules, which went into effect last year. Apple isn’t the only company that has changed its payment system. The RBI announcement has also had a significant influence on Google. Many of its users are having trouble making repayments and purchases on Google Play and YouTube using their credit cards.
It should be noted that RBI rolled out new guidelines for the implementation of an additional factor of authentication for recurring online payments.
“Regulatory requirements in India apply to the processing of recurring transactions. If you hold an Indian debit or credit card and you have a subscription, these changes impact your transactions. Some transactions might be declined by banks and card issuers,” the support page noted.
Apple’s support page, which lists the available payment methods currently only shows other payment methods net banking, UPI, and Apple ID balance.
“To continue enjoying your subscriptions, you can pay with your Apple ID balance. You can add to your Apple ID balance using App Store Codes, Net Banking, and UPI.”
RBI allows e-mandates to be processed on cards for recurring transactions (merchant payments) with AFA during e-mandate registration, modification, and revocation, as well as for the first transaction and simple/automatic subsequent transactions. The maximum permissible limit for a transaction under this arrangement, according to the RBI’s e-mandate, is Rs 5,000. AFA, also known as an additional one-time password, will be applied to transactions that exceed this limit (OTP).
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